Someone who is 35 years old has a 50 percent chance of disability for 90 days or more before they turn 65.
Most people in the U.S. are better prepared financially in case of death (usually with life insurance) than if they get disabled, even though the chances are at least three to five times greater (depending on age) that a disability will occur.
Upwards of 375,000 Americans become totally disabled every year.
Approximately one out of seven people who are between the ages 35ˆ65 can expect to become disabled for five years or longer.
Almost 30 percent of the people who are between the ages 35 and 65 will experience a disability that lasts at least 90 days during their working careers.
About 110 million Americans do not have long term disability insurance.
About 8 million adults have some disability that limits or prevents them from working.

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