Poor street lighting, unfamiliar traffic regulations (most obviously cars driving on the other side of the road or different rules governing the traverse of a pedestrian crossing) besides downright woeful driving on the part of locals account for many accidents. Doing away with the distinction between that part of the roadway meant for walkers and that part intended for vehicles can only increase the numbers making claims on their travel insurance.

To cut down the risk of this happening, the traveller should firstly avoid drinking before getting behind the wheel. In South-East Asia this is widely tolerated but is as foolish here as anywhere else. Mopeds or motorbikes should only be driven by those qualified to drive them (often this is not the case) and helmets should be worn. In the event of an accident where these conditions have not been met, there may be complications involved in claiming from the travel insurance provider. The market for cheap travel insurance is intensely competitive and should be researched properly before the trip in order to identify the most suitable package.